Yoga Teacher Insurance UK 2025

Compare yoga teacher insurance quotes from specialist UK insurers. Find the best yoga instructor insurance for your practice - public liability, professional indemnity & treatment risk cover.

Get a yoga insurance quote in minutes. Cheap yoga teacher insurance from £50/year with cover for all yoga styles including hot yoga, aerial yoga & yoga therapy.

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Why Do You Need Yoga Teacher Insurance?

Yoga teacher insurance protects you against claims if a student is injured during class or alleges your instruction caused them harm. Most studios and venues require proof of insurance before you can teach.

Public Liability Cover

Protects you if a student is injured during your class or trips over your equipment. Covers legal costs and compensation claims up to £10M.

Professional Indemnity

Covers claims arising from your professional advice or instruction. Essential if a student claims your teaching caused injury or their condition worsened.

Venue Requirement

Most gyms, studios, and community centres require proof of insurance before allowing you to teach. Insurance opens doors to more teaching opportunities.

Treatment Risk Cover

If you offer hands-on adjustments, massage, or therapeutic touch, treatment risk insurance covers claims arising from these physical interventions.

Equipment Cover

Protect your yoga mats, blocks, straps, bolsters and other teaching equipment against theft or damage with equipment insurance add-ons.

Worldwide Cover

Many policies offer worldwide teaching cover. Perfect if you lead yoga retreats abroad, teach internationally, or run destination workshops.

Types of Yoga Teacher Insurance Cover

Standard Yoga Insurance

Core cover for teaching traditional yoga styles including Hatha, Vinyasa, Yin, Restorative, and Ashtanga.

  • Public liability £1M-£10M
  • Professional indemnity included
  • From £50/year

Hot Yoga Insurance

Specialist cover for teaching in heated environments - Bikram, Hot Vinyasa, and heated studio classes.

  • Heat-related injury cover
  • Dehydration/fainting claims
  • Higher liability limits available

Aerial & Acro Yoga Insurance

Extended cover for aerial yoga (hammocks/silks), AcroYoga, and partner-based yoga practices with higher risk.

  • Falls from height cover
  • Equipment failure claims
  • Partner practice liability

Yoga Therapy Insurance

For qualified yoga therapists offering one-to-one therapeutic sessions and working with specific conditions.

  • Treatment risk cover
  • Medical conditions cover
  • Enhanced professional indemnity

Yoga Teacher Insurance FAQs

Do I legally need yoga teacher insurance?

While not legally required in the UK, yoga teacher insurance is effectively essential for working professionally. Most studios, gyms, and venues require proof of insurance before allowing you to teach. If you're self-employed, insurance protects your personal assets if someone makes a claim against you. Professional bodies like Yoga Alliance also recommend or require insurance for membership.

How much does yoga teacher insurance cost?

Basic yoga teacher insurance starts from around £50-80 per year for standard styles. Policies including public liability (£5M), professional indemnity, and treatment risk typically cost £80-150 per year. Specialist cover for aerial yoga, hot yoga, or yoga therapy may cost more. Most insurers offer monthly payment options to spread the cost.

What yoga styles are typically covered?

Standard policies cover most common yoga styles including Hatha, Vinyasa, Ashtanga, Yin, Restorative, Iyengar, Kundalini, and prenatal yoga. You may need to declare or pay extra for higher-risk activities like hot yoga (Bikram), aerial yoga, AcroYoga, SUP yoga, or teaching specific populations like those with medical conditions.

Am I covered to teach online yoga classes?

Most modern yoga teacher insurance policies include cover for online and virtual teaching, including live-streamed classes and pre-recorded content. However, you should check your specific policy as terms vary. You may need to include appropriate disclaimers for online students and ensure your policy covers instruction given remotely.

Do I need insurance for yoga retreats abroad?

Yes, if you're leading yoga retreats or teaching abroad, you need worldwide cover. Many UK yoga teacher insurance policies offer worldwide teaching cover as standard or as an add-on. Check that the policy covers all countries where you'll be teaching and consider local requirements. Some destinations may have specific insurance requirements.