Protect Your Practicewith Peace of Mind

While not legally required by UK law, yoga teacher insurance is highly recommended for professional protection. Most yoga studios require teachers to have liability insurance, and Yoga Alliance register members are strongly advised to carry professional indemnity and public liability cover. Insurance protects you against potential claims from students and provides essential financial protection for your teaching business.

Yoga teacher insurance typically covers two main types: Professional Indemnity Insurance protects against claims of negligence or poor teaching causing injury, and Public Liability Insurance covers injury to students or damage to property during classes. Combined policies offer both protections for comprehensive coverage. Many providers also offer additional coverage for yoga alliances and online classes.

Yoga teacher insurance typically costs between £15-£38 per month depending on experience level, coverage type, and teaching situation. New teachers (0-2 years) generally pay more than experienced teachers (5+ years). Basic public liability insurance starts around £180-£240 per year, while combined professional indemnity and public liability insurance ranges from £240-£456 per year. Read our complete costs guide for detailed pricing information. Get a personalized quote based on your teaching profile using our calculator.

Professional Indemnity Insurance covers claims that your teaching advice or instruction caused injury or loss to a student due to negligence. Public Liability Insurance covers injury to students or damage to property that occurs during your classes. Most yoga teachers need both types of coverage for comprehensive protection. Learn the key differences between these two essential coverage types.

Yes, trainee yoga teachers are strongly recommended to have insurance, especially if they are teaching students during their training. Many yoga teacher training programs require trainees to carry professional indemnity insurance. Check our trainee insurance guide for affordable coverage options during your training. Insurance protects both you and your students during the learning process and is often available at lower rates for trainees.

Yoga teacher liability insurance refers to both professional indemnity and public liability coverage combined. This comprehensive insurance protects you against claims from students regarding injury or damage caused by your teaching. It covers legal fees, compensation claims, and defense costs, making it essential for any yoga professional offering classes or one-on-one sessions. Having this coverage demonstrates professionalism to students and studios.

Yes, specialized yoga styles including hot yoga and aerial yoga can be insured. Some providers offer specific coverage for these high-risk practices. Hot yoga requires coverage for heat-related risks, while aerial yoga requires coverage for fall and equipment risks. Specialist insurers understand these specific requirements and can provide appropriate coverage at fair rates. When getting quotes, always mention your specific yoga specialties.

Yes, yoga studio owners typically need more comprehensive insurance than independent teachers. Studio insurance should cover all teachers working at the studio, property damage, equipment, and employer's liability. Studio owners should also ensure they have adequate public liability coverage for the increased foot traffic and potential injury risks. Many insurers offer specific studio-owner policies designed to provide comprehensive protection for the entire business.