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We've analyzed dozens of insurers to find the top 5 providers for yoga professionals
Expert comparison of coverage, pricing, and specialist features • Updated December 2026
After helping thousands of yoga teachers find insurance, we've identified the providers that consistently deliver value for yoga professionals. This isn't an exhaustive list of every insurer - it's our curated selection of the 5 providers we trust most for yoga teacher insurance.
Our selection criteria:
Transparency note: These providers form the basis of our insurance calculator pricing data. We've researched their typical rates for trainees, new teachers (0-2 years), and experienced teachers (5+ years) to provide accurate cost estimates.
Official Yoga Alliance insurance partner
Underwritten by Balens
Yoga Alliance Professionals is the official insurance provider for Yoga Alliance members in the UK, making them our top choice for yoga teachers. They understand yoga-specific risks intimately - from adjustment injuries to hot yoga heat exposure. With over 18,000 registered yoga teachers covered, they have extensive claims data and experience. Their partnership with Balens (a specialist fitness insurer) ensures professional underwriting.
Insurance includes Yoga Alliance Professionals membership (£59 value) with access to:
Our insurance calculator uses Yoga Alliance Professionals' £148/year rate as the baseline for experienced teachers (5+ years). This represents excellent value given the combined coverage and membership benefits included.
Flexible business insurance broker
Simply Business is a major UK insurance broker serving over 1 million small businesses. They compare multiple insurers to find competitive rates for yoga teachers, making them ideal if you want flexibility in coverage levels and pricing. Their online platform is user-friendly, and they offer both monthly and annual payment options. Good choice for teachers who don't need Yoga Alliance membership benefits.
Simply Business rates are factored into our calculator for new teachers (0-2 years experience). Their £15-22/month typical range (£180-264/year) reflects competitive broker pricing for teachers early in their careers.
Fitness and wellbeing insurance specialist
Insure4Sport specializes exclusively in fitness, sport, and wellness professionals, giving them deep expertise in yoga teaching risks. They're particularly strong for teachers who blend yoga with other fitness modalities (Pilates, fitness classes, personal training). Their underwriters understand the physical nature of yoga teaching and don't treat it as generic "professional services" insurance.
Insure4Sport's £180/year baseline rate is used in our calculator for standard yoga teaching. Their rates increase if you add additional activities, which we factor into multi-discipline pricing estimates.
Holistic therapy and yoga specialist
Protectivity specializes in complementary and holistic therapies, making them ideal for yoga teachers who also practice massage, reflexology, Reiki, or other wellness modalities. Their underwriters understand the mind-body-spirit approach to wellness and don't require extensive explanations of holistic practices. Perfect for yoga teachers at wellness centers or holistic clinics.
Protectivity's £165/year rate is factored into our calculator for holistic yoga teachers. Their pricing is competitive for teachers combining yoga with other wellness practices.
Premium professional indemnity insurance
Hiscox is a premium insurer known for excellent customer service and comprehensive professional indemnity coverage. While their pricing is higher, they offer broader coverage for complex teaching situations and larger studios. Choose Hiscox if you run a yoga school with multiple teachers, teach teacher training courses, or have higher-risk premium clients where enhanced professional indemnity limits provide peace of mind.
Hiscox rates inform our premium tier pricing in the calculator for studio owners and teacher trainers. Their £210-456/year range reflects the premium positioning but includes broader business coverage.
| Provider | Annual Cost | Best For | Coverage | Specialty |
|---|---|---|---|---|
| Yoga Alliance Pro | £148/year | Alliance members | £6M PI+PL | Yoga specialist |
| Simply Business | £180-264/year | Price comparison | £6M PI+PL | Broker |
| Insure4Sport | £180/year | Multi-discipline | £6M PI+PL | Fitness |
| Protectivity | £165/year | Holistic therapists | £6M PI+PL | Holistic |
| Hiscox | £210-456/year | Studio owners | Up to £10M | Premium |
Prices shown are typical rates for experienced teachers. New teachers and trainees may pay more. Actual quotes vary based on experience, location, and teaching style.
Yes, many insurers offer professional indemnity coverage that technically covers yoga teachers. However, most are generic business insurers who don't understand yoga-specific risks (hot yoga heat exposure, aerial yoga falls, adjustment injuries, pregnancy yoga concerns). These 5 represent specialists who understand yoga teaching and offer tailored coverage. We'd rather recommend 5 trusted yoga specialists than 50 generic business insurers.
Full transparency: No, we do not currently have affiliate relationships with these insurers. We selected them based on our research into coverage quality, specialist knowledge, and value for yoga teachers. Our calculator uses publicly available rate information from provider websites and quotes. We may establish affiliate partnerships in the future, but our provider selection is based solely on quality and suitability for yoga professionals.
For most yoga teachers, Yoga Alliance Professionals offers the best value (£148/year) and you can purchase with confidence, especially if you value the membership benefits. If you're a new teacher, getting quotes from Simply Business and Insure4Sport helps you compare broker vs specialist pricing. For studio owners or teachers with complex needs (multiple modalities, high-risk styles, corporate clients), we recommend comparing Hiscox with 1-2 others to ensure adequate coverage.
All 5 of our recommended providers cover hot yoga and aerial yoga, but you MUST declare these specialty styles when getting quotes. Yoga Alliance Professionals and Insure4Sport have particularly good coverage for specialty styles. Some generic insurers exclude hot yoga (heat-related injury risk) and aerial yoga (fall risk), which is why we focus on specialists. Always mention your teaching styles upfront to ensure proper coverage.
We review this guide quarterly (every 3 months) to ensure pricing remains accurate and providers continue to offer competitive coverage for yoga teachers. Insurance rates can change annually, and providers occasionally adjust their underwriting criteria or add/remove coverage options. If you notice outdated information or have experience with a provider we should consider, please contact us. Last updated: December 2026.
Use our calculator to estimate costs based on these providers' typical rates, then get direct quotes to compare.