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Public liability insurance is the most essential coverage for yoga teachers in the UK. It protects you if a student is injured during your class or if you accidentally damage property.Most yoga studios, gyms, and community venues require teachers to have public liability insurance before they can teach on their premises.
Public Liability Coverage
Protecting you and your students during every class
What is Public Liability Insurance?
Public liability insurance protects you against claims from third parties (students, visitors, venue owners) for injury or property damage that occurs during your yoga teaching activities.If a student trips over your mat and breaks their wrist, or you accidentally damage the studio floor, public liability insurance covers the compensation and legal costs.
Get Public Liability QuotePublic Liability Insurance Costs
£1 Million Cover
£10-£15
per month
Basic studio requirements
£5 Million Cover
£12-£20
per month
Most venues & Yoga Alliance
£10 Million Cover
£15-£25
per month
Large venues & corporate
Recommendation: Most yoga studios and Yoga Alliance require minimum £5 million public liability coverage. This is the standard for professional yoga teachers in the UK.
What Public Liability Insurance Covers
Covered
- ✓Student injuries - Slips, falls, strains during class
- ✓Property damage - Damage to venue floors, walls, equipment
- ✓Third-party accidents - Visitors or passersby injured
- ✓Legal defense costs - Solicitor fees, court costs
- ✓Compensation claims - Damages awarded against you
- ✓Medical expenses - Emergency treatment costs
Not Covered (Need Professional Indemnity)
- ✗Negligent instruction - Teaching wrong technique
- ✗Professional advice claims - Bad guidance causing injury
- ✗Failure to modify - Not adapting for student limitations
- ✗Inadequate screening - Missing contraindications
Most yoga teachers need BOTH public liability AND professional indemnity insurance
Why Yoga Teachers Need Public Liability
Studio & Venue Requirements
Almost all yoga studios, gyms, community centres, and corporate venues require teachers to show proof of public liability insurance before allowing them to teach. Without it, you cannot work at most professional venues.
Yoga Alliance Standards
Yoga Alliance Professionals recommends all registered teachers carry minimum £5 million public liability insurance. It demonstrates professionalism and protects students.
Financial Protection
A single injury claim can cost tens of thousands of pounds in compensation and legal fees. Public liability insurance protects your personal finances and assets from devastating claims.
Peace of Mind
Focus on teaching without worrying about "what if" scenarios. Knowing you're covered allows you to teach confidently and give your best to students.
Public Liability vs Professional Indemnity
| Scenario | Public Liability | Professional Indemnity |
|---|---|---|
| Student trips over yoga mat | ✓ | - |
| Student injured due to wrong instruction | - | ✓ |
| You accidentally damage studio floor | ✓ | - |
| Student claims you didn't warn about pose risks | - | ✓ |
| Visitor to class slips on wet floor | ✓ | - |
| Student claims you pushed them too hard | - | ✓ |
Combined Coverage Recommended
Most yoga teachers should have both public liability AND professional indemnity insurance. Combined policies are often more cost-effective than buying separately.Learn more about combined coverage
Get Your Public Liability Quote
Get instant quotes for public liability insurance for yoga teachers. Compare providers and find the right coverage for your teaching practice.